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Business Memos...

Local businesses are the lifeblood of our community. The Mid-county Memo offers this section to our business neighbors for news, advancements, promotions, expansions and other noteworthy events to be shared with the community at large. Business Memo submissions for the April issue are due by Thursday, March 15. For best results, e-mail Darlene Vinson at You may also mail editorial submissions to 3510 N.E. 134th Ave., Portland, OR 97230. To call or leave a phone message, dial 503-287-8904. The Mid-county Memo fax number is 503-249-7672.

Matthys Heyns is the new vice president and commercial loan officer of the Gateway branch of Riverview Community Bank.
Submitted Photo
Riverview announces Gateway branch VP
Riverview Community Bank, a wholly owned subsidiary of Riverview Bancorp, Inc., is pleased to announce the appointment of Matthys Heyns as vice president and commercial loan officer in Riverview’s Gateway office.

“Matthys excels in becoming well versed in his clients’ operations and has a proven track record in developing valued relationships,” said Dave Dahlstrom, executive vice president and chief credit officer of Riverview Community Bank. With fluency in six languages and a degree and certification from the University of South Africa and the South African Institute of Bankers, Heyns has more than 14 years of banking experience, including seven in the Portland market.

Heyns’s office is located at 10401 N.E. Halsey St., and he can be reached at 503-517-3525.

Phemesters open B&B in St. Helens
It’s a lovely setting, and you’re invited.

It’s the Nob Hill Riverview Bed and Breakfast, located at 285 S. 2nd St. in St. Helens, Ore., recently opened by Tana and Matt Phemester. The Phemesters are also the owners and operators of the Better Bargains thrift store at Northeast 102nd Avenue and Sandy Boulevard in Parkrose.

The Phemesters have spent months restoring to perfection the beautiful and historic home in St. Helens.

The Memo spoke with Tana Phemester, and she told us that her new bed and breakfast is a place to relax and unwind inside the elegantly appointed Craftsman home. Listed on the National Registry of Historic Places, the home was built in 1900 and has been updated with all the modern conveniences.

Phemester told the Memo that Nob Hill Riverview Bed and Breakfast is located approximately 32 miles from downtown Portland and 64 miles from the Oregon Coast. Phemester said that the B&B is centrally located for day travel to the coast, Mt. Hood, Mount St. Helens and the Columbia Gorge.

Phemester also said the new B&B is located in historic downtown St. Helens, less than a block away from the waterfront, along with shopping and dining destinations. Views from high atop Nob Hill into downtown St. Helens include the historic downtown and the Columbia River.

Some information from the Web site, at “We feature a wonderful blend of Earl Grey tea served in vintage china with fresh lemon, sugar cubes and a silver spoon. You’ll feel spoiled all settled into a rocking chair with gingham cushions on the wide front porch overlooking the river. Even with the weather crisp we have vintage wool blankets to cuddle under. When you are ready to come inside, sit in front of a crackling fire.”

Prices range between $89 and $149 per night.

For more information or to make reservations, visit the Web site or call direct at 503-396-5555.

Life Underwriter Training Council Fellow Jon Turino — more than just your local insurance agent.
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More than just insurance
Jon Turino, LUTCF, your Parkrose house call insurance agent, actually does a lot more than just insurance for your autos, home and lives. He’s also fully licensed to offer various personal and business-sponsored retirement plans, college savings plans and mutual fund investments. And with tax season approaching, it’s time to start thinking seriously about personal IRAs — traditional or ROTH. The traditional IRA generally offers current federal tax deductibility of contributions for qualified people, but the money is taxed as ordinary income when it’s withdrawn in retirement. The ROTH IRA doesn’t offer current tax deductibility for contributions, but the money taken out in retirement is generally free of federal income tax. Both types of IRAs offer tax-advantaged growth features during the accumulation years. Choosing which IRA type, or even a combination of the two, is not something to be taken lightly. Turino works with his clients to help them decide which approach is right for them each year. For small business owners, there are even more options, including the new so-called “solo 401(k)” plans.

For his customers with balances in 401(k) plans from previous employers, Turino sets up either a traditional IRA to preserve the advantages of those plans or conversions to ROTH IRAs, depending on the current and projected tax status of each individual. This stuff is becoming increasingly important, as we’re all being made more responsible for our own retirement planning and savings. The help of a professional like Turino is pretty much a necessity. His quarterly newsletter, Your Financial Solutions, offers tips and hints that are vital to establishing a viable retirement strategy. You can request a copy of this quarter’s issue highlighting IRAs by calling Turino at 503-252-5815.

Dr. James Ransom, left, joined the successful dental practice of Dr. David N. Carothers, right, in September.
Submitted Photo
Ransom joins Carothers in dental practice
In September Dr. James Ransom joined the successful dental practice of Dr. David N. Carothers, at the offices located at 10101 S.E. Main St., Suite 3009, behind Mall 205. They provide general and cosmetic dentistry as well as dental implants, CEREC® one-visit crowns and Invisalign® invisible braces.

Carothers graduated in 1980 with a doctor of dental surgery degree from Loma Linda University School of Dentistry in Loma Linda, Calif.

Ransom graduated in 2002 with a DDS degree from the University of Iowa College of Dentistry in Iowa City, Iowa.

Carothers and Ransom told the Memo that they do their best to make sure that patients’ questions are answered before treatment is started. To help make dental care easier on the budget, interest-free financing is available.

One of the unique aspects of their office is an annual patient appreciation picnic held each July at Oaks Amusement Park next to Portland’s Sellwood Bridge. Last year nearly 300 patients, families and friends enjoyed a barbecue meal, bingo and rides at the amusement park. This year will be the ninth year for the patient appreciation picnic. The doctors feel it is important to give back to the people who have made them successful. The picnic does that in a fun way.

Office hours are Monday from 7 a.m. to 4:30 p.m., Tuesday from 8 a.m. to 4:30 p.m., Wednesday and Thursday from 7 a.m. to 4:30 p.m. The offices are closed on Friday, Saturday and Sunday.

For more information, call 503-257-3033 or check out the Web site at

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